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A recent report by Sallie Mae shows that the average college student has more than four credit cards with a combined balance of more than 3,000 dollars. Some students have as much as '7,000 in credit card debt. Closing with so much credit card debt can put a damper on your plans for entering the real world, especially if you missed or failed payments.

There are generally two types of private student loans: school channels and direct-to-consumer orientation.

Federal direct student loans, direct loans or FDLP loans are also known as funds from public resources with the U.S.

Student loans in the United States are financial assistance that, unlike other forms of financial assistance, such as scholarships and bursaries, must be repaid. Student loans play a very big role in American higher education.

U.S. loans uarlier than 2010 included direct loans (directly initiated and financed by the U.S. Department of Education) and secured loans (initiated and financed by private investors, but guaranteed by the federal government).

A recent report by Sallie Mae shows that the average college student has more than four credit cards with a combined balance of more than 3,000 dollars. Some students have as much as '7,000 in credit card debt. Closing with so much credit card debt can put a damper on your plans for entering the real world, especially if you missed or failed payments.

More about student loan refinance

Student loan refinancing is a great way to pay off student loans faster and reduce your interest rate

Get answers to the most common questions about student loans.

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