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The extraordinary development of the auto credit business has indeed brought profits to banks. While sharing the joy of the auto loan "cake", the rising rate of auto loan defaults is a wake-up call for the banking industry.

In October 2003, the China Banking Regulatory Commission published the Measures for the Administration of Automotive Financial Institutions and the Regulations on the Administration of Automotive Finance Companies in November, in accordance with China's commitment to open up the auto consumer credit market.

Start your own IRA step by step and more Q&As.

Under CARE Act, U.S. residents can now withdraw up to $100,000 from 401 (K)s and IRAs retirement accounts without penalty during the COVID-19 pandemic. Is it a good idea?

Here are the typical items required for any small business loan application

Everything You Need to Know About Small Business Loans

More about Government Small Business Loans

The things you should be aware of when planning retirement

business credit cards are risky and they also have many advantages.

When individuals apply for loans, the way their own terms are not up to scratch, in fact, can be guaranteed to complete the loan business. But banks also have requirements for loan guarantees, which have resulted in several forms of loan guarantees. So what are the common guarantees for personal loans?