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Let’s look at the typical steps you’ll take to refinance a personal loan.

The best places to get a personal loan are banks, credit unions and online lenders.

When you receive an unsecured personal loan, the loan is only supported by the overall creditworthiness of the borrower. This means that there is no collateral required to secure the amount of the loan.

Compare and choose the right personal loan provider for your needs, whether it's debt consolidation, credit card refinancing, or a major purchase.

A debt consolidation loan combines high-interest debt, like credit cards, into one manageable personal loan.

When you need to borrow money, the first step is deciding how to do it. You might consider a credit card or a home equity loan, but a personal loan could also be a good fit. A personal loan is a way to get cash fairly quickly, and with an unsecured personal loan, no collateral is required. If you're curious about the most common reasons for personal loans—or how they work—here's what you need to know.

A personal loan is an amount of money loaned to an individual typically without any collateral. Though some lenders do require collateral depending on your credit situation.

Compare and choose the right personal loan provider for your needs, whether it's debt consolidation, credit card refinancing, or a major purchase.

Compare and choose the right personal loan provider for your needs, whether it's debt consolidation, credit card refinancing, or a major purchase.