Credit cards have brought a lot of convenience to modern people, but they also come with a lot of precautions. The most important point is: if the credit card is overdue and the personal credit system has bad records
Credit records are personal credit reporting and assessment documents formed by the collection and processing of personal credit information by the bank's personal credit reporting agency
We all know that it is now a credit company and that credit is very important to everyone. Right now, whether you're applying for a mortgage, car loan, business loan, or personal consumer loan, or applying for a credit card, you need to check the credit report.
Under normal circumstances, if the credit investigation is late for the following reasons, the bank may ask the bank to repair it. After the repair, the credit investigation file will be restored next month, so there is no need to wait 5 years