4 AmEx Credit Cards That can Quickly Earn MR
Amex Membership Rewards points are most suitable for redeeming corporate miles to redeem free airline tickets. You can also participate in Amazon's full discount activities. He's a little expert when it comes to saving money for lifelong travel.
MR points are primarily derived from registration rewards and consumer discounts. Come discover 4 Amex credit cards that can quickly accumulate MR points and make traveling in 2020 more economical and exciting.
American Express® Green Card
The Amex Green Card is also known as the Amex Green Card. The card receives 30,000 MR points and you must spend $ 2,000 within 3 months of issuing the card.
The Amex Green Card is the only Amex card that offers 3X discounts for travel / transportation / food and beverage consumption - 3 MR points for every dollar. Travel here includes airline tickets / hotels / cruises / car rental, and transportation includes bus / metro / taxi / carpooling / parking / tolls etc except for refueling. In addition to the 3X discounts for food and beverage consumption, the Amex Green Card allows cardholders to easily earn a large number of MR points from various consumptions, and is a small discount for daily consumption.
The annual fee for the Amex Green Card is $ 150, and it offers an annual refund of $ 200, including a $ 100 CLEAR refund and a $ 100 Lounge Buddy refund. CLEAR is an airport rapid security screening project that allows members to pass through the security screening area quickly and reduce waiting time in line; while Lounge Buddy cooperates with many airport lounges to provide cardholders with a better working and resting environment while waiting for the plane. These two reimbursements have already offset the full annual fee for Amex Green Card.
American Express® Gold Card
The Amex Gold card is also known as the Amex Gold card. The card rewards 35,000 MR points and you must spend $ 4,000 within 3 months of issuing the card.
The Amex Gold Card is probably not one of the most suitable credit cards for groceries and meals as it offers 4X discounts on grocery and restaurant consumption. With the Amex Gold Card, if you buy food and eat a total of $ 625 per month, you can earn 30,000 MR points per year. The grocery store mentioned here refers to consumption in grocery stores (such as Whole Foods, Trader Joes or the Korean supermarket H mart), and does not include consumption in supercenters (such as Walmart or Target). The design of this rebate structure makes the Amex Gold Card a shopping card rather than a supermarket buying card.
Buy airline tickets with Amex Gold Card and get 3X discounts. Unlike the green card, the Amex Gold card only provides 3 times the discount on airline tickets and only 1 time on other travel or transport costs.
The annual fee for the Amex Gold card is $ 250 and also offers an annual consumption refund of $ 220, including a $ 100 air refund and $ 120 food and beverage refund. Blue Cash Preferred without any refund. If all refunds can be exhausted, the Amex Gold Card is obviously a better choice than the latter.
The American Express Platinum Card®
The Amex Platinum card is also known as the Amex Platinum card. The card receives 60,000 MR points and you must spend $ 5,000 within 3 months of opening the card.
The Amex Platinum card discount structure is simple and powerful. It can be used to book airline tickets or book hotels on the Amex Travel website to get 5X discounts. It is not one of the highest discount credit cards of its kind.
In addition to discounts, the various benefits of the Amex Platinum card are also designed for travel, such as 1,500+ airport lounge rights worldwide, Gold Card memberships from Hilton and Marriott hotels, discounts on l purchase of tickets, flight delay cancellation insurance and baggage loss and damage insurance. And 24/7 live travel consultants are very convenient travel perks.
While there is an annual fee of $ 550, the Amex Platinum card offers various refunds of $ 500 per year, including $ 200 airline refund, $ 200 Uber / UberEats refund, and $ 100 Saks Fifth Avenue refund. If these refunds can be used, the equivalent annual fee of the Amex Platinum card is only $ 50, and that also gives a bunch of miscellaneous benefits, which is really very profitable.
American Express Blue Business® Plus Credit Card
Blue Business Plus has no annual fee and is one of the few MR credit cards with no annual fee.
For purchases / meals / travel / transport, the Amex cards mentioned above offer higher discounts, while other types of consumption, such as water / electricity / internet / TV / telephone bills, entertainment like watching movies For football games etc., Blue Business Plus can be used to get 2X first-time consumption discounts of $ 50,000 annually, up to 100,000 MR.
This 2X discount has no consumption category restriction, which means any purchase of $ 1 can earn 2 MR points, making Blue Business Plus the first choice for many single card users (almost all purchases are made on 1 to 2 credit cards).
Conclusion
Amex MR points can be used for many purposes and are more suitable for redeeming corporate miles to redeem free tickets. The best way to get MR points is to use an Amex MR points credit card, such as the 4 mentioned in this article. These credit cards offer multiple discounts for various purchases, and each purchase can bring the next free trip closer.
