6 credit cards suitable for different consumptions
Grocery shopping: Blue Cash Everyday from Amex
Blue Cash Everyday without annual fee>> provides 3% cash back for grocery shopping, 2% cash back for gas and department stores (including online shopping), and 1% cash back for other consumption, much like the BoA Cash Rewards above but more focused on Grocery shopping.
Apply now, you can also get a $150 card opening reward, and a 15-month interest-free period after card opening, easily saving interest money.
Want more cash back for grocery shopping? The annual fee version of Blue Cash Preferred>> provides 6% cash back for grocery shopping, 3% for gas and transportation, and 1% for others. It is suitable for users who buy an average of at least $260 per month.
Come on/eat: Costco Anywhere by Citi
Citi Costco co-branded card >> provides 4% cashback for refueling, 3% cashback for meals and travel, 2% cashback for Costco consumption, and other 1% cashback, which is the highest resident cashback credit card.
As long as you have a Costco member, you can hold this credit card for free, and get the benefits of no overseas handling fees. With the 4% and 3% cashback categories, it is very suitable for travel.
No category cashback: Citi Double Cash
Do you think the credit card rebate is not easy to remember, and you think the 1% rebate is low? All Citi Double Cash with 2% cash back >> Learn about it. At the time of consumption, you can get 1% cashback; when repaying, take another 1% cashback, a total of 2%.
Since it is all consumption, eating, grocery shopping, travel, gas, shopping, all count, no matter what consumption, double cash is enough, is it very simple?
Category cashback: Chase Freedom
Each quarter (such as April-June), Chase Freedom>> has a specific consumption to get 5% cash back, and other consumption 1% cash back. The 5% cashback consumption category from April to June this year is grocery shopping and fitness consumption. Other common ones include meals/fueling/travel/Walmart/Amazon/pharmacy/water grid bills.
Compared with Citi Double Cash, which has a 2% cashback without any operation, to get Chase Freedom cashback, you need to activate the 5% cashback category of the month once every quarter, and the 5% cashback limit is every quarter The first $1,500 is not unlimited.
0% APR: Citi Simplicity
Citi Simplicity>> provides a 21-month interest-free period after the card is opened, which can be used to transfer the card debt on the interest-bearing credit card and reasonably avoid interest. Apply now and no interest will be incurred until 2022.
In addition to the extremely long interest-free period, Citi Simplicity has no annual fee, no overdue fine, and no interest increase due to cardholders overdue repayment, simple and easy to use, as the name of the card.
Travel: United Club Infinite
In special times, travel has become a luxury. However, you can still apply for travel credit and accumulate miles to prepare for the next trip. United Club Inifinite>>, the existing 100,000 miles limited time history high reward, can be exchanged for up to 20 one-way tickets in the United States, or three Sino-US one-way tickets.
United Club is the United Lounge, with a membership fee of $650 per year, and the United Club Inifinite card with an annual fee of $525 provides all the benefits of United Club, which alone can save $125 per year. At the same time, cardholders and accompanying guests can check the first two pieces of baggage for free. One-time round-trip within the United States can save up to $320 in baggage consignment, and two round-trips can save the annual fee.
With the United Club Inifinite card, Premier Access is automatically obtained when you take a United flight. The main benefits include exclusive check-in counters, priority security check, and priority boarding, which are practical benefits that save money and time.
