Chase Ultimate Rewards User Guide (1)
Ultimate Rewards (UR) is the points system for some Chase credit cards. UR can be earned through purchases, etc., and are flexible enough to be redeemed directly for cash or used for Travel spending, which can also be converted into airline miles and hotel points, can be used to get a higher value. This article explains a bit more about UR and how to use it to get the highest value.
Personal Credit Card
Chase Freedom (Quarterly 5x, 17.5k) No Annual Fee Required Magic Card Open Card Bonus.
Chase Freedom compared to Citi Double Cash Unlimited (all 1.5x, 17.5k open card rewards).
Absolute Core Chase Sapphire Preferred (travel and eat 2x, 55k UR card rewards).
High-end card Chase Sapphire Reserved; (Travel and Eat 3x, 50k UR card bonus).
Commercial Card Series
No annual fee 5% Office Supplies Magic Card Chase Ink Cash (Office 5x, 30k rewards).
Business card Chase Ink Preferred (Travel etc. 3x, 80k card bonus).
The fastest way to get a lot of URs is definitely by opening a new card. For regular purchases, accumulate UR points through Chase Freedom's quarterly 5x! It's the fastest and most suitable for people who spend a lot of money on their daily lives, but if you travel and spend a lot, then Sapphire is your first choice. Reserved. two business credit cards are also a great option if you have a lot of office supplies or business purchases.
In addition, because of Chase's incredibly frustrating 5/24 policy, and the insane same-type The UR Card cannot be held at the same time (Chase Sapphire Preferred and Chase). The above 6 cards are all in the same location. This is one of the absolute must-have cards, and we suggest you do it while you're still in the 5/24 clean slate! Chase's UR Collection, so don't open up and turn away your most valuable Chase card.
Shop Through Chase
Shop Through Chase is an online consumer portal from Chase. and not much different from most CashBack sites, Shop Through Chase That's UR points back, Shop Through Chase for each of the above 6 cards. Rebate amounts vary, and if you have multiple Chase UR cards, you can get them on the Cashbackmonitor compares which Chase card is better. For example, the Shop Through Chase cards at merchant Staples are different from each other and Ink is twice as much as Sapphire and Freedom. In addition, this extra credit is available with Freedom at 5% quarterly and Ink's Office Supplies 5% Overlay.
Shop Through Chase is simple and straightforward to use, and there is no upper limit on the number of points you can earn. Usually, after spending through Shop Through Chase, you will receive an email from Chase within 1-2 weeks to remind you that you have earned your points. Be sure to use your card whenever possible, e.g. when you buy from Sapphire Shop though Chase, it's best to check out with Sapphire.
