Several Types of Elderly Housing Options

by Retirement Planning February. 03,2023
Several Types of Elderly Housing Options

In the United States, the elderly people choose to live in the nursing home of the elderly is a relatively common situation, many old people sell their houses and go to live in the elderly apartment, not lonely at all. And the Development of old-age housing in the United States is also well-formed, according to the elderly self-care ability, health status and life styles, can be divided into several types of elderly housing options, as follows:

 

1.     Independent Living Communities

 

Designed for silver-haired people who can live on their own and do not need the care of others.

No medical services, so there is no Medicaid for Medicare and Medicaid.

Provides a comfortable living environment and related living facilities such as restaurants, laundry, swimming pool, gym, library, club, transportation, etc., and regular community pastimes for silver-haired residents. (The major silver-haired communities vary)

Apartment equipment is perfect, provide a variety of room options, catering can choose the frequency of meals, but also such as cleaning and cleaning services to choose. (The major silver-haired communities vary)

 

Other similar salutations:

Retirement Communities

─ Congregate Care

Retirement Villages

─ 55 + Communities

─ Senior Apartments

─ Continuing Care Retirement Community

 

Price bands, payments and allowances:

The elderly need to stay by buying or renting, at a market price of about $200-$3000/month, depending on the location and community.

No Medicare and Medicaid subsidies.

Low-income seniors government apartments: Low-income seniors housing (Section 202), is managed by the private sector, the federal government funded by Section 202, rent depends on 30% of household income. But at present, the number of apartments for the elderly is very small, so low-income apartments for the elderly are few empty, generally have to wait for more than a few years. Further explanation will be made at the end of the text.

 

2. Assisted Living

In addition to providing a living environment similar to that of the independent community, it also provides special services for 24H's daily life, such as dressing, bathing, eating, feeding, going to the toilet, etc.

Suitable for elderly people who are unable to live on their own and need daily assistance but do not need 24H professional medical care.

Some of the assistant living silver hair communities are paid separately or jointly by out-of-pocket expenses, long-term care insurance or Medicare. (subject to case-

Most lying apartments, the community also offers restaurants, laundry, swimming pool, gym, library, club, transportation, etc., and regular community pastimes for silver-haired residents. (The major silver-haired communities vary)

The services and conditions for the elderly are set by the states to set their own standards and regulations, as well as the license of the Assistant Living Silver Hair Community. For example, some communities can perform insulin injections, and some communities require residents to be able to walk.

Some of the assistant living silver hair communities also have Alzheimer's care.

 

Other similar salutations:

- Assisted Living Facility (ALF)

- Assisted Care Community

- Personal Care Home

- Assisted living residence

- Adult Congregate Care

- Residential care facility

 

Price bands, payments and allowances:

According to the status of the household, the required services and housing size and other conditions, the major communities charge different. About $2500 to $5500 per month.

Accept Medicare, Medicaid, private insurance, etc. (subject to case-

 

3. Nursing Home

In addition to providing 24H daily life assistance, there are 24H-ready medical services and treatment within the community, suitable for the elderly who need professional medical care for the long term or short term.

Provide furnished rooms, cleaning and laundry, meals prepared on medical advice, professionally trained medical staff, etc., and other paid services.

Care facilities funded by Medicare and Medicaid programs.

This type of institution is subject to federal and state regulations and regulations.

Some nursing homes also have Alzheimer's care.

Basically, nursing homes are the most specialized care providers except hospitals.

 

Other similar salutations:

- Skilled Nursing Facilities (SNF)

- Convalescent Care/hospital

- Nursing Center

- Long Term Care Facility

- Nursing Home Care and Rehabilitation

- Rest Home

 

Price bands, payments and allowances:

According to the status of the household, the required services and housing size and other conditions, the major nursing homes fees vary. Approximately $4000 to $12,000 per month.

Accept Medicare, Medicaid, private insurance, etc. (subject to case-

 

4. Continuing Care Retirement Communities (CCRCS)

Simply put, it is a mixed community that integrates the above three types of elderly people to live in, so that the elderly living here do not have to change their place of residence as the demand for medical care increases.

Provides daily life services and medical services, including nursing services, rehabilitation care, health supervision services, etc.

Some of this type of institution is regulated by state regulations.

 

Other similar salutations:

- Continuing Care - Retirement Facilities

- Life Care Facilities / Communities

 

Price bands, payments and allowances:

According to the household status, the required services and housing type of conditions, the fees vary.

 

Other special classes

 

5. Alzheimer's Care

Special care for people with Alzheimer's disease, to assist family 24H care patients and related medical services, to avoid their loss or injury.

Provides daily life services and medical services, including nursing services, rehabilitation care, health supervision services, etc.

 

Other similar salutations:

- Memory Care

- Dementia Care

 

Price bands, payments and allowances:

According to the household status, the required services and housing type of conditions, the fees vary.

Accept Medicaid.

 

6. Home Care

In your home to receive daily life assistance and care services, such as dressing, bathing, eating, transportation, paying bills, appointments, accompanying support, etc. The service method is calculated by hour to 24H, depending on the case-by-case needs.

 

Other similar salutations:

- Home Health Care

- Home Care Aide

- In-Home Personal Care

 

Price bands, payments and allowances:

The hourly charges vary according to the status of the household, the service required and the conditions. About $20-$40/hour in monthly units.

Accept Medicare, Medicaid, etc.