Accidental Injuries and Health Insurance - Assessment

1 Life Risk Planning

(1) Entry and exit period: corresponding to the risk of accident, serious illness risk

(2) Struggle period: corresponding to their own various risks, family risks

(3) Pension period: corresponding to risks such as insufficient pensions

2 Social Security: 1500 payment lines, 360,000 capped lines, period according to a certain proportion of insurance (out-of-pocket part of the out-of-pocket part , out-of-pocket part , social insurance)

3 Expenses for illness: treatment/nutrition/care/rehabilitation/income interruption

4 Major Illness Insurance Fixed Payout to Make Up For Losses without Invoice

5 Principles for commercial insurance allocation

(1) First basic, then supplement: risk transfer (accidental illness death) ------ auxiliary configuration (old-age education) ----- wealth inheritance

(2) Adults, then children

(3) The sooner the better

6 Commercial insurance purchase process

(1) Determining insurance needs

(2) Select insurance products (build combinations)

(3) Determining the amount of insurance

(4) Determining the duration of insurance

5 Choose a purchase channel

7 Protection is the core function of insurance, and business newspaper is an effective supplement to social security.

8 Insurance classification

(1) Social insurance: medical insurance/pension insurance/unemployment insurance/work injury insurance/maternity insurance

(2) Commercial insurance: life insurance (life and health)/property insurance

9 Personal Risk and Insurance Category

(1) Accidental injury --- accident insurance (accidental non-illness)

(2) Health care--- health insurance (major illness insurance)

(3) Risk of death--- Life Insurance (Death Insurance)

(4) Cost of living during the period of existence--- annuity insurance

10 Property Insurance: Property Damage Insurance/Liability Insurance/Credit Insurance

11 Unexpected Essentials: Non-intended/external/sudden/non-disease

12 Injury: The insured person's body has been damaged or injured as a result of an external force accident. Elements: Harm/Object/Infringement Does Occur/Infringement Directly by Causation

13 Health Insurance Classification

(1) Medical insurance (medical expenses) inpatient medical insurance/outpatient medical insurance/comprehensive medical insurance/high medical insurance

(2) Sickness insurance: major illness insurance/special disease insurance

(3) Income Protection Insurance