Delays/changes/hospitalizations on the road, how do I get to pay your insurance company?

Traveling is a happy thing, but occasionally there will be a little bit of a lack of beauty time. For example, bad weather caused flight delays, or a little bit of bad luck, the trip was forced to change sick hospital and think about feeling heart-spouted.

A travel insurance purchased before traveling with travel changes/flight delays/bank card swipes/medical expenses/accidental injuries, etc., is certainly not in vain. So the problem comes, encounterthese sencountering these circumstances, how can we find insurance companies to pay smoothly? Today the minibus will take you to see.

There's been a delay on the trip.

Travel in different travel insurance, naturally will have different compensation standards, but the compensation requirements, are much the same. The materials generally required are:

1, the original delay proof (take a picture or scan can be, the same below)

2, the original boarding pass

3, travel ticket

4, entry and exit record page

5, ID card / bank card

Delays, the most important thing is to contact the airline to open a delay certificate, and then contact the insurance company to claim compensation. Given that many friends are lazy, most insurance companies are now able to provide electronic files, and there are online claims and other ways.

Trip cancellations or changes

If someone is unfortunately suddenly ill during a trip that leads to unable to travel, there is also a sudden riot/war in a very frustrating travel destination ... the safety of themselves is often more important than travel. Then, all of the above, can be based on the actual situation to make claims.

According to the terms, if the Insured needs to change his travel within 7 days of travel and during the travel due to a sudden riot in the place or destination, the insurance company shall reimburse the insured for the actual unused and non-refundable travel expenses paid in advance by the insured and the reasonable and necessary travel expenses incurred for travel to the travel destination or for the return to his daily place of residence or daily work after the start of the travel. Different insurance, the terms are different.

That is, if the riot within seven days of departure does result in the plane unable to land or the hotel unable to stay, or if the Official Foreign Office issued a notice seven days before departure not to recommend travel to a certain place, resulting in cancellationof.

How can expensive medical bills cost insurance companies to pay for illness on the go?

Among the worst things on the road, illness can be said to be one of them. Can't afford to live sick this sentence, is definitely not a joke, one body is guilty, two, many countries medical expenses are simply "sky-high prices."

Almost all travel insurance covers medical expenses. Similarly, different types of insurance will have different coverage.

Sick on the road, you can contact the insurance company in the first time, convenient insurance company to provide some professional advice, claims list and travel delays, etc. , the most important thing is "evidence", so the hospital's formal invoice, diagnostic certificate, etc. , it is extremely important. Minibus reminder: Don't throw the hospital invoice away.