Overseas Travel Insurance for Commercial Insurance (I)
Precautions for the purchase of overseas travel insurance
Overseas tourism may encounter a lot of unexpected things, and some things will cause us to lose a lot of, overseas travel insurance, can be for all kinds of risks to minimize the unexpected losses.
Overseas travel insurance must cover the entire travel itinerary, and for possible travel delays, changes in the journey, etc. , to buy in advance suitable for their own overseas travel insurance. I'd rather spend more on premiums, but also make the whole trip a little more secure.
Before purchasing overseas travel insurance, be sure to know the insurance company's reporting phone number, familiar with all kinds of unexpected situations need which claims materials and claims process. In the event of an accident, please call the first time to report the accident, and then for the accident, collect the required materials for insurance claims, the use of their own various resources to find the most conducive to their own way to solve the accident.
Each overseas travel insurance has its own characteristics, the difference of overseas travel insurance products caused by the difference in premiums, for the various circumstances that may occur in overseas tourist destinations to choose their own insurance, rather than based on the premium price.
Possible situations for overseas travel
The following issues to consider when purchasing overseas travel insurance include the following points: emergency relief, medical security, personal property protection, travel obstruction protection, personal financial protection, personal liability and convenient and fast claims. In the face of this, let's talk about what overseas travel insurance might encounter:
1. travel delays
Air transport with its fast, comfortable and other modes of transport incomparable superiority, by more and more overseas tourists, has become the preferred mode of transportation when people travel abroad. But it is also because of the weather or other reasons caused by flight delays, but also to people's travel brought some unexpected trouble and loss.
2. travel changes
Factors: temporary changes to the itinerary, personal illness, loss of personal documents
3. lost travel documents
Lost documents can directly cause users can not return home, travel documents lost protection is very important.
4. baggage delay
Luggage delay will cause a lot of unnecessary trouble for overseas travel, if there is something important to carry, must not check in, important baggage to carry.
5, personal money lost
Foreign tourist users when out, sometimes will leave valuables in the hotel, and some areas of the local security is not good, hotel theft, resulting in personal loss of money, then this project is particularly important.
6. Personal responsibility
When traveling abroad, for example, when visiting an art exhibition hall abroad, if a person accidentally touches the collection in the art exhibition hall, the cost of compensation will be very high. Therefore, in order to be safe when traveling abroad to buy personal responsibility protection is very necessary.
7. Travel kidnapping
Recently, Chinese tourists in overseas tourism when the kidnapping incident softened frequently, planning overseas tourism as far as possible do not go to dangerous countries or regions to travel, if you really want to go to those unique resources but some dangerous countries, do not leave scenic spots and vacation beaches, be sure to choose brightly lit streets, not to save a few money and choose remote places.
