How to Increase Your Credit Card Limit

Credit cards are supposed to be easy for people to live with, offering short-term consumer money credit services, but it's easy to make a fool of them if cardholders don't swipe their cards properly.

In the course of daily use of credit cards, there are some taboos that need to draw attention to, do not improper use of cards, otherwise they fall into the bank's selected preparation of the "pit", bear unnecessary losses.

Always withdraw with a credit card

Credit cards can also be paid interest-free when they are not withdrawn, but if you withdraw them with your credit card, you can borrow a credit loan from a bank. And credit loans are not interest-free period can be used, but also need to pay a certain amount of interest to the bank every day, over a long time you will be because more and more interest resulting in their own loan costs are getting higher and higher.

Don't blindly use credit card to hang up

Credit card withdrawals have always been the interest of many card holders, but the editor also advises you not to use any kind of credit card withdrawal method, because not all banks are suitable for these ways of lifting. Especially those who hang up their credit cards and then go to make up to get a withdrawal is best not to use. Because, after you lost may not be able to smoothly raise the amount, there may be loss of lost fees and replacement card cost.

Don't pay off your card after it's overdue

Some people have late credit cards, and they sell them directly or after they pay off their credit card debt.

This is also very undue, because the credit card overdue record will be after you pay off all the accounts on the personal credit card for five years. So, you'd better continue to use the credit card for 1 to 2 years after you pay off your credit card account, so that you can brush your bad credit card past, and it's much easier to apply for a credit card later.

The best card for idle credit cards

Some people don't have a lot of demand for credit cards, and don't even use them after they're done, or even activate them.

However, the small editor to remind you that some credit cards even if not activated will incur an annual fee, such as the large amount of platinum credit cards we mentioned above. So if you have an idle credit card and don't have a card requirement. Well, small editor suggested that you should still be the best to write off such a credit card, so as not to because of the annual fee arrears caused their personal credit overdue, the late impact of their own application for a mortgage or car loan.

"Credit card withdrawal" has always been a long-standing hot topic, as long as the use of credit cards, naturally want their credit card limit higher and higher. For example, some small partners have been using cards for a year or two, never overdue repayments, but in the process of applying for credit card withdrawals or repeated defeats. So how can you quickly increase the amount of credit cards on your bank? Today play card small editor to teach everyone a few good methods.

Method 1: Proper use of staging function

In the daily use of cards, you can from time to time to pay the bill to do a bit of installments, because the installments can make enough fees for the bank, can make money, then you will become the bank's eyes of the high-quality customers. The bank tasted the sweetness, naturally will not be a loss to you, at least once a year to do installments, will be very conducive to credit card withdrawal Oh.

Method 2: Swipe the card

No matter which line of credit cards, do more swipe card is certainly no bad, especially in the preparation curve before the month before, cardholders can mainswipe small consumption, credit card merchants are best to choose for the business with CCB cooperation, but also often participate in the official activities of the Construction Bank, as far as possible in the activity day to spend more, so that both earn points and deepen the bank's good feeling son oh!

In addition, we can also bind the construction bank's savings card for credit card repayment, occasionally brush the savings card flow, can brush three months better, as long as you insist on doing, I believe the amount in the near future